DAILY NATIONAL RATES · UPDATED EVERY BUSINESS DAY

Mortgage Rate Dashboard

Track national average mortgage rates and follow the latest mortgage market news to plan your next home purchase or refinance.

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NATIONAL AVERAGES · DAILY SURVEY

National Average Mortgage Rates

Rates below come from Mortgage News Daily's daily national survey and reflect the average level of the current mortgage market.

Long-Term Stability

30-Year Fixed

Your monthly payment stays level for 30 years. Rates are typically a bit higher, ideal for buyers seeking long-term certainty.

Pay Off Faster

15-Year Fixed

Rates are usually lower and total interest is less, but monthly payments are higher, best for homeowners who want to build equity quickly.

More Flexibility

Adjustable-Rate Mortgage (ARM)

Lower initial rate that adjusts periodically with the market, a fit for borrowers planning to hold the property for a shorter period.

MORTGAGE MARKET NEWS

Mortgage & Housing News

Understand what is moving rates and stay on top of the headlines that can affect your borrowing costs.

How to Read These Numbers

The figures shown are national averages that reflect overall market direction. The rate you actually qualify for depends on your credit profile, down payment, loan amount, and lender, so always confirm your personal quote.

For reference only: Rates move in real time with the market. National averages are provided as a general benchmark and are not a loan offer or commitment. Always confirm current pricing with your lender.

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Rate and news data are provided by Mortgage News Daily. Their terms of service and privacy policy apply to third-party content, and METRO Realty Professionals is not responsible for the accuracy or availability of third-party data.