Real Estate Calculators | METRO Realty Professionals

FOUR PRACTICAL PLANNING TOOLS

Run the Numbers in One Place

Results update instantly as you type. No account, personal information, or paid service is required.

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WHICH CALCULATOR SHOULD I USE?

Four Tools for Four Different Questions

Choose the tool that matches the stage of your real estate plan. The first two focus on ongoing monthly costs; the last two focus on the money needed or received at closing.

The full planning path: loan payment → total monthly ownership cost → buyer cash to close → seller net proceeds.

MORTGAGE CALCULATOR

Estimate Principal & Interest

See the estimated monthly loan payment, total interest, and total payments over the selected term.

Home price$ Down payment% Interest rate%

Loan term

30 years20 years15 years10 years

Want to understand what this payment means for your search?Our team can help you plan a realistic New York buying strategy.

Discuss Your Buying Plan

Estimate only. This calculator assumes a fixed-rate, fully amortizing loan with equal monthly principal-and-interest payments. It does not include taxes, insurance, HOA, PMI, lender fees, or other costs. It is not a loan quote, financial advice, or a commitment to lend.

BUYER CLOSING COST CALCULATOR

Estimate the Cash Needed to Buy

Enter the transaction-specific estimates provided by your lender, attorney, title company, building, and other professionals.

Purchase price$ Property type Financing Down payment%

Editable buyer cost estimatesAll start at $0

Attorney fee$ Inspection$ Appraisal$ Lender / origination fees$ Bank attorney$ Title insurance$ Title search / recording / misc.$ Mortgage recording tax$ Mansion tax$ Prepaid property tax$ Prepaid insurance$ Escrow / lender reserves$ Condo / co-op application$ Other buyer costs$ Credits applied$

Every New York transaction is different.Bring your estimate to our team and build a clearer buying plan.

Request Buyer Guidance

New York buyer costs vary by price, property type, financing, location, lender, title coverage, building rules, exemptions, credits, and closing date. No New York tax or fee is automatically assumed here. All transaction-specific amounts are editable and default to $0. Confirm actual costs with your lender, attorney, title professional, and tax advisor.

SELLER NET PROCEEDS CALCULATOR

Estimate What You May Receive at Closing

Subtract mortgage payoff, liens, commission, taxes, and other selling expenses from the expected sale price.

Expected sale price$ Mortgage payoff$ Additional liens$ Commission estimate%

Editable seller cost estimatesAll start at $0

Attorney fee$ NYC transfer tax$ NYS transfer tax$ Flip tax (if applicable)$ Building / management fees$ Recording / miscellaneous$ Repairs / buyer credits$ Other seller costs$

Want a more useful property-specific estimate?We can prepare a complimentary market review and discuss a tailored sale plan.

Request a Home Valuation

New York seller costs vary by location, property type, contract, building rules, liens, taxes, exemptions, credits, and closing date. NYC and NYS transfer taxes are not automatically calculated; enter estimates supplied by the appropriate professionals. Commission is a user-entered planning assumption and is not a quoted or standard rate.

These calculators are for general educational planning only. Results are estimates, may be incomplete, and do not constitute legal, tax, financial, lending, appraisal, or brokerage advice. Actual costs and proceeds can differ materially. Please verify all figures with licensed and qualified professionals.